I was thinking “Soapbox Sunday” would be a good name for Sunday articles about a cause, concerns, opinions or whatever. As my friend Roxy always says about injustices, “that’s just not right!”…and we all have had something happen when we said “what was that?”. So I welcome your story to be submitted for a possible article on a Soapbox Sunday.
If you’ve read some of my articles you know how I feel about GM stuff, Monsanto, Florida Friendly Yards etc., so I’ll start this Soapbox Sunday with: I no longer have health insurance! I think the last time I didn’t have health insurance was when I was 21 or 22, right after I was no longer covered on my parents’ insurance. So here it is decades later and I dropped my $700+/month health insurance with a $3200 deductible with Uni— Hea—— because with only $352 of medical expenses last year who can afford it? My policy was fairly reasonable until 2008 when, after an accident that was the other driver’s fault, I ended up having to have arthroscopic knee surgery followed by a total knee replacement.
Birthdays were fun until I started receiving those annual letters that basically said “Oh, we’re sorry, but due to the cost of healthcare services your premium has now been raised to $$$ AND your deductible has now increased to $$$$, but don’t worry this won’t take effect until your next payment”…oh joy!…that’s how I arrived at over $700 a month for an individual health insurance plan!
So when a good friend of mine was telling me how she had to drop her health insurance after a mastectomy when her premiums went sky-high I listened intently. She ended up getting a policy under the government healthcare plan and is now paying around $300 some a month with a low deductible and little to no-copay when she visits her doctor. Whoa…are you kidding me I exclaimed…what’s that website? She told me to take a look at www.Healthcare.gov to find out more information. I went to their website and, in my case, I was able to find insurance for about $400/month with a lower deductible making it more affordable. Imagine my surprise when I looked at the insurance provider and found it to be the same Uni— Hea——- company with the same providers!! That’s when I dropped my health insurance! Why can this same health insurance company be charging me over $700 a month with a $3200 deductible and under the government plan charge me app. $400 a month with a lower deductible? That’s just not right!!!